Owning a condo usually entails being part of a condo association. The association will maintain the common areas of the building, for a monthly fee, and fund a master insurance policy for the complex. Don’t get caught off guard, you still need your own Massachusetts condo insurance policy. A master insurance policy generally only covers the public areas of the association. Your unit, including your floors, walls, cabinets, appliances and more are usually not protected by the master insurance policy. That is why a condo insurance policy should be obtained by each individual owner.
Your condo insurance policy doesn’t stop with the protection of the unit itself. A condo policy can also protect your furniture, clothes, electronics and other personal property. In addition, your Massachusetts condo policy can protect you from any personal liability for an accident, personal injury or death within your unit or physical damage you may cause to the public areas of the complex.
Zawada Insurance Agency, Inc. is a family-owned and operated independent insurance agency, located in Worcester, Massachusetts. We have been serving the auto, home, business and life insurance needs of Central Massachusetts and beyond since 1989. Contact Us today to learn how we can help you.